As we age, the quality of hair and skin changes. Hair and nails can become thinner, more brittle, and the texture can change. The skin also become thinner with the decline of hormones and collagen depletion that happens naturally with aging. Although there are many causes of hair loss or thinning in adults, it may signify a hormone imbalance, thyroid disorders, mineral deficiencies, cardiovascular, metabolic or autoimmune issues. There may also be a family history of male pattern baldness that … [Read more...] about Microneedling for Skin Rejuvenation and Hair Loss
Columnists
Beware of the Refinance Racket
Yes, I know, it definitely has felt like a “boy who cried wolf” scenario when the industry has been hoping for rates to reduce for so long, but this inflation economy proved stubborn, and 25-year high mortgage rates have prevailed. However, the boy who cried wolf was eventually right, and if we follow the inflation impact trends during the 70s and 90s, then at some point, these interest rates could in fact come down. With the market now currently sitting at 18-month low mortgage rates and with … [Read more...] about Beware of the Refinance Racket
How Community Foundations Can Impact Affordable Housing
Affordable housing is a critical issue facing communities across the United States, with impact felt macroeconomically, and for individuals and families seeking a place to call home. To confront the issue head on, many civic and governmental entities are addressing the full housing continuum, from keeping people in their homes to addressing homelessness. This comprehensive approach involves multiple strategies to ensure that everyone has access to safe, affordable and attainable housing. A … [Read more...] about How Community Foundations Can Impact Affordable Housing
Why Firearms Training and Receiving a Concealed Weapons Permit are Valuable
Arizona is a “Constitutional Carry” state. That means we recognize the rights granted to us in the Second Amendment and allow those citizens who can legally own a firearm to carry it in public. By carrying it in public, it means that you can choose to openly and visibly carry a gun or conceal it. No permit is required for either. It’s estimated that as many as 1 in 10 legal firearm owners in Arizona carry concealed. The question is, if the state doesn’t require a permit to carry, why would you … [Read more...] about Why Firearms Training and Receiving a Concealed Weapons Permit are Valuable
Financial Experience That Delivers for Flagstaff Citizens
Hello, my name is Stephen (Steve) Puhr. I am a registered Independent and am running as a write-in candidate for Flagstaff City Council. The recent decision approved by Council demonstrates a need for someone with my experience and ability. On April 19, 2024, the Draft report on the Water Rate Study was released. Since this report was issued after the deadline for nominating petitions to run for Council and I was disappointed how the rate case was handled, I decided to run as a write-in. I … [Read more...] about Financial Experience That Delivers for Flagstaff Citizens
Where are Interest Rates Headed?
There is a lot of talk about the Federal Reserve’s anticipated interest rate cut and how it will affect mortgage rates. Surprisingly, the rate cut itself will do almost nothing to change mortgage rates directly. To understand why, consider this: mortgage rates have dropped by more than 1.5% since late 2023, even though the Fed didn’t cut rates during that time. This works the other way around, too. For example, in early 2022, mortgage rates jumped by 1.5% before the Fed increased its … [Read more...] about Where are Interest Rates Headed?
Understanding Your Hearing Test Results
The first step on any hearing health journey is undergoing an examination. This exam provides you and the audiologist an understanding of your current state of hearing and allows for proper recommendations to be made. The findings are presented in a report called an audiogram. An audiogram contains both a written section and a graph. While the audiologist does review the audiogram during the appointment, it can sometimes be difficult to remember or fully grasp how to interpret your results. … [Read more...] about Understanding Your Hearing Test Results
How Technology Affects Our Hand and Wrist Health: Ergonomic Tips for Prevention
In our increasingly digital world, the use of technology is unavoidable. From smartphones and tablets to laptops and gaming consoles, our daily activities are intertwined with devices that demand constant interaction. While these technologies offer immense benefits, they can also pose risks to our hand and wrist health. Understanding these risks and adopting ergonomic strategies can help prevent long-term injuries. Understanding the Impact: The repetitive motion of typing, swiping and clicking … [Read more...] about How Technology Affects Our Hand and Wrist Health: Ergonomic Tips for Prevention
Avenues of the World Team Shares Recent Travel Adventures
Yves and I just returned from a week-long cruise from Rome to Malta on the recently refurbished SeaDream II. The cabins were updated and we really liked the fresh look and additional storage space. The two hot tubs on the top deck added a nice touch and I also got to enjoy the hammock for a bit. Reading my book with great views of Taormina, Sicily caused me to pause and look up frequently. The new slide from the pool deck into the ocean is an absolute blast and several of us enjoyed every minute … [Read more...] about Avenues of the World Team Shares Recent Travel Adventures
Securing Flagstaff and Tribal Water Supplies
On July 17, I joined Navajo Nation President Buu Nygren, Navajo Nation Council Speaker Crystalyne Curley, Hopi Tribe Vice Chairman Craig Andrews and San Juan Southern Paiute President Robbin Preston Jr., for a ceremonial signing of the recently approved Northeastern Arizona Indian Water Rights Settlement Agreement (NAIWRSA or Agreement). Representing two other parties to the agreement at Heard Museum’s Steele Auditorium in Phoenix were Central Arizona Water Conservation District Board President … [Read more...] about Securing Flagstaff and Tribal Water Supplies